Legal Disclaimer

Disclaimer of Liability

In preparation of this site, every effort has been made to offer the most current, correct, and clearly expressed information possible. Nevertheless, inadvertent errors in information may occur and information may become dated. In particular but without limiting anything stated herein, John A. Papalas & Company disclaims any responsibility for typographical errors and accuracy or timeliness of the information that may be contained on John A. Papalas & Company’s web pages. John A. Papalas & Company also reserves the right to make changes at any time without notice.

If misleading, inaccurate or otherwise inappropriate information is brought to our attention, a reasonable effort will be made to fix or remove it. Please contact John A. Papalas & Company at with any concerns.

The documents on this website may serve to provide access to the World Wide Web. Because connects to the Internet, once you leave the site, John A. Papalas & Company cannot control the information you access. may link to external Web sites in the hope that users will find reference material on related subjects. John A. Papalas & Company does not control those sites and is not responsible for the content included in them, including without limitation any subsequent links contained within a linked site, or any changes or updates to a linked site. Each individual site has its own set of policies about what information is appropriate for public access. John A. Papalas & Company is not responsible for any information or material located at any site other than

Disclaimer of Reliability

John A. Papalas & Company makes no representations or warranties regarding the condition or functionality of this website, its suitability for use, or that this web service will be uninterrupted or error-free.

Disclaimer of Damages

By using John A. Papalas & Company web pages, you assume all risks associated with the use of this site including any risk to your computer, software or data being damaged by any virus, software, or any other file that might be transmitted or activated via or your access to it. John A. Papalas & Company shall not be liable for any damages of any kind (general, special, incidental or consequential damages, including, without limitation, lost revenues or lost profits) resulting from the use or misuse of the information contained in

Disclaimer of Endorsement

Reference herein to any specific commercial product, process, or service by trade name, trademark, manufacturer, or otherwise, does not necessarily constitute or imply endorsement, recommendation, or favoring by John A. Papalas & Company. The views and opinions of authors expressed herein do not necessarily state or reflect those of John A. Papalas & Company, and shall not be used for advertising or product endorsement purposes.

Copyrights and Trademarks

Copyright © 2022 John A. Papalas & Company. All Rights Reserved. All material on this website is copyrighted by John A. Papalas & Company. Copyrighted material may not be copied, reproduced or otherwise used for commercial purposes without the written permission of the copyright holder. This site may contain some trademarks, which may not be appropriated by persons other than the trademark owner and may not be used contrary to trademark law. If you wish to request permission to use materials in a manner otherwise prohibited herein, please send email to